function validateForm(form) {

//Make sure format stays identical to this
var refiLink = 'http://b.baaloo.com/cgi/r?;n=203;c=114904;s=4280;x=7936;f=200511021621400;u=j;z=TIMESTAMP;';
var homeEqLink = 'http://p.puokie.com/cgi/r?;n=203;c=114899;s=4280;x=7936;f=200511021621380;u=j;z=TIMESTAMP;';
var debtConLink = 'http://c.camcil.com/cgi/r?;n=203;c=114896;s=4280;x=7936;f=200511021621370;u=j;z=TIMESTAMP;';
var newHomeLink = 'http://c.copsil.com/cgi/r?;n=203;c=114903;s=4280;x=7936;f=200511021621390;u=j;z=TIMESTAMP;';
var homeImpLink = 'http://h.haramp.com/cgi/r?;n=203;c=114898;s=4280;x=7936;f=200511021621380;u=j;z=TIMESTAMP;';

//HFC QUAD LINK:
var HaltLink = 'Enter HFC Link HERE';

// Don't edit below this line

var state = form.propertyStateCode.value;
var prop = form.propertyDesc.value;
var cred = form.credit_profile.value;
var loan = form.typeOfLoan.value;

			if (state == "") {
				alert("Please enter the state in which your property exists.");
				form.propertyStateCode.focus();
				return false;
			}

			if (loan == "") {
				alert("Please select your Type of Loan.");
				form.typeOfLoan.focus();
				return false;
			}
			
var LRElink = refiLink + 'propertyStateCode=' + state + '&propertyDesc=' + prop + '&credit_profile=' + cred;
var LHPlink = newHomeLink + 'propertyStateCode=' + state + '&propertyDesc=' + prop + '&credit_profile=' + cred;
var LHElink = homeEqLink + 'propertyStateCode=' + state + '&propertyDesc=' + prop + '&credit_profile=' + cred;
var LDClink = debtConLink + 'service=DEBTCON' + '&propertyStateCode=' + state + '&propertyDesc=' + prop + '&credit_profile=' + cred;
var LHIlink = homeImpLink + 'service=HOMEEQ' + '&propertyStateCode=' + state + '&propertyDesc=' + prop + '&credit_profile=' + cred;
var HFCaltLink = HaltLink + 'A24=' + loan + '&A29=US' + state;

if (loan != "REFI") {

	if (loan == "NEWHOME") {

		var lhpNotCovered = new Array(26)
		lhpNotCovered[0] = "CT";
		lhpNotCovered[1] = "RI";
		lhpNotCovered[2] = "DE";
		lhpNotCovered[3] = "SC";
		lhpNotCovered[4] = "IA";
		lhpNotCovered[5] = "MS";
		lhpNotCovered[6] = "OK";
		lhpNotCovered[7] = "VT";
		lhpNotCovered[8] = "WV";
		lhpNotCovered[9] = "AR";
		lhpNotCovered[10] = "SD";
		lhpNotCovered[11] = "LA";
		lhpNotCovered[12] = "TX";
		lhpNotCovered[13] = "ID";
		lhpNotCovered[14] = "NM";
		lhpNotCovered[15] = "HI";
		lhpNotCovered[16] = "KS";
		lhpNotCovered[17] = "NH";
		lhpNotCovered[18] = "OH";
		lhpNotCovered[19] = "IL";
		lhpNotCovered[20] = "UT";
		lhpNotCovered[21] = "AZ";
		lhpNotCovered[22] = "MO";
		lhpNotCovered[23] = "NY";
		lhpNotCovered[24] = "MT";
		lhpNotCovered[25] = "ND";


		for (i=0; i<lhpNotCovered.length; i++) {

			var check2=lhpNotCovered[i]; 

			if (state == check2) {

				window.location.href = LHPlink;
				return false;

			}


		}


	}

	if (loan == "HOMEEQ" || loan == "HOMEIMP" || loan == "DEBTCON") {

		var lheHFCCovered = new Array(20)
		lheHFCCovered[0] = "KS";
		lheHFCCovered[1] = "GA";
		lheHFCCovered[2] = "NJ";
		lheHFCCovered[3] = "NE";
		lheHFCCovered[4] = "NM";
		lheHFCCovered[5] = "MA";
		lheHFCCovered[6] = "IA";
		lheHFCCovered[7] = "ID";
		lheHFCCovered[8] = "OK";
		lheHFCCovered[9] = "WV";
		lheHFCCovered[10] = "WY";
		lheHFCCovered[11] = "SD";
		lheHFCCovered[12] = "NH";
		lheHFCCovered[13] = "OH";
		lheHFCCovered[14] = "IL";
		lheHFCCovered[15] = "UT";
		lheHFCCovered[16] = "AZ";
		lheHFCCovered[17] = "MO";
		lheHFCCovered[18] = "NY";
		lheHFCCovered[19] = "MT";

		for (i=0; i<lheHFCCovered.length; i++) {

			var check3=lheHFCCovered[i]; 

			if (state == check3) {
				
				if (loan == "HOMEIMP") {
					
					window.location.href = HaltLink + '?A24=HOMEEQ&A29=US' + state;
					return false;
		
				}
				window.location.href = HFCaltLink;
				return false;

			}


		}

	}

}

if (loan == "REFI") {			

	var notCovered = new Array(8)
	notCovered[0] = "NH";
	notCovered[1] = "OH";
	notCovered[2] = "IL";
	notCovered[3] = "UT";
	notCovered[4] = "AZ";
	notCovered[5] = "MO";
	notCovered[6] = "NY";
	notCovered[7] = "MT";

	for (i=0; i<notCovered.length; i++) {

		var check=notCovered[i]; 

			if (state == check) {

				window.location.href = HFCaltLink;
				return false;

			}

	}
}	


			if (loan == "REFI") {

				window.location.href = LRElink;
				return false;

			}

			else if (loan == "NEWHOME") {

				window.location.href = LHPlink;
				return false;

			}

			else if (loan == "HOMEEQ") {

				window.location.href = LHElink;
				return false;

			}

			else if (loan == "DEBTCON") {

				window.location.href = LDClink;
				return false;

			}
			
			else if (loan == "HOMEIMP") {

				window.location.href = LHIlink;
				return false;

			}

			else {
				return true;
			}
		}